Retirement in Spain and pension management
Your pension, well managed
Whether you are about to retire or planning your retirement in Spain, our advisors explain your rights, options, and the necessary procedures to manage and apply for your pension in Spain without stress.
Plan your retirement in Spain safely!
With our pension advice, you get much more than help with filing paperwork: you receive a clear and personalized tax strategy to maximize your pension and reduce your tax burden.
Whether you are Spanish or have worked abroad and now live (or plan to live) in Spain, we help you:
- Pay less taxes on your pension.
- Avoid double taxation if you have pensions or contributions in other countries.
- Apply for your pension correctly, without errors or delays.
- Make informed decisions about when and how to retire to get the most benefit possible.
- Retain your rights acquired through international agreements or voluntary contributions.
Don’t settle for what Social Security tells you: with the right analysis, you can improve your net retirement income and avoid tax surprises.
Everything you need to plan and apply for your pension in one place
Public pension management
We help you apply for your pension correctly, reviewing your contributions and ensuring that you meet all legal requirements.
Tax residence migration (US - Spain)
Specialized advice for those who change countries and must optimize their tax and pension situation between the US and Spain.
Totalization agreements
We advise you on adding up your years contributed in several countries, thanks to international agreements that facilitate access to your public pension.
Retirement planning
We evaluate your situation to plan your retirement, maximizing your pension and minimizing taxes according to your case.
Special agreement with Social Security
We advise you on how to maintain your voluntary contributions to Social Security and not lose the right to your future pension.
Content to keep you up to date
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Frequently asked questions
General info
When and how should I apply for my pension in Spain?
You can apply for your retirement pension up to three months before reaching the legal retirement age. The process is done in the Sede Electrónica de la Seguridad Social and requires documentation of your contributions, identity, and employment status.
Do I have to pay taxes on my pension?
Yes, in most cases, pensions are taxed in the IRPF (Personal Income Tax).
However, depending on your tax residence and the country paying the pension, there may be exemptions, reductions, or even agreements to avoid double taxation.
What is the Special Agreement with Social Security?
It is a tool that allows people who have stopped working or contributing (for example, because they have gone abroad or are unemployed) to continue contributing voluntarily in order not to lose the right to a future pension.
We help you to assess whether it is convenient for you and to manage it correctly with the Social Security.
Process
What does the labor service include?
All the features and benefits you will get are detailed in the Our Labor Advice Service section. Check it out!
It is important to clarify that some specific services are NOT included in our main labor advice offer. These are:
- Application for Unique Social Security Number (NUSS) for individuals.
- Affiliation of beneficiaries to Social Security.
- Maternity/paternity leave.
However, they are offered separately. If you would like to learn more about these services, contact us.
How does it work?
- One of our experts will contact you quickly to start analyzing your case in depth and tell you the best process to follow, step by step.
- You will know which is the necessary documentation you need to provide and you will also be able to contact us to solve any doubts you may have.
- We will start the procedure immediately and inform you of how it is going, always keeping you up to date with any notifications.
What documentation do I need to hire?
Depending on each case, the documentation to be provided is different.
When you sign up for one of the plans, we will analyze your case and contact you to tell you the exact documentation you need to provide.
Our team
How do I contact the advisor handling my case?
Is there another way to contact Entre Trámites?
We want to listen to you and know what your doubts are or what you need in relation to our services. You can count on the advice of our experts to clarify all your doubts.
Write to us at [email protected] and we will contact you as soon as possible or, if you prefer, call us.
