Totalization of contributions

Combine your contributions from different countries and access your pension smoothly

What is the totalization of contributions?

The totalization of contributions is a process that allows you to bring your contributions to Spain, adding up the contribution periods made in different countries with which there are bilateral or multilateral Social Security agreements. This makes it easier for workers who have developed their careers in more than one country to access benefits such as retirement, disability or survivors’ benefits, taking into account all the years worked abroad.

Agreement countries

  • United States
  • Mexico
  • Argentina
  • Colombia
  • Venezuela
  • Canada
  • Morocco
  • Philippines

 

You can consult the complete list of countries with an agreement on the official Social Security website: Bilateral Agreements – Social Security.

Totalization of contribution

Totalization of contributions

Due to retirement
300
*
  • Submission of the proof of submission of the application.
  • Online follow-up
  • Personal advisor with unlimited advice.

Documentation required for the application

Identity card

Valid Spanish ID or NIE

Work life report

Up to date

Bank ownership certificate
Other additional documents

According to the official application form

Frequently asked questions

General info

What is the deadline for Social Security to decide on a pension claim?

The Social Security has a maximum of 90 days to decide and notify the granting or refusal of the pension from the date on which the application was submitted.

If the application is submitted within three months before or after the cessation of employment, the pension is payable from the day after the cessation of employment.

Two calculations are made: one considering only the Spanish legislation and the other adding up the contribution periods in all the countries involved.

Process

How do we work?
  1. One of our experts will contact you quickly to start analyzing your case in depth and tell you the best process to follow, step by step.
  2. You will know which is the necessary documentation you need to provide and you will also be able to contact us to solve any doubts you may have.
  3. We will start the procedure immediately and inform you of how it is going, always keeping you up to date with any notifications.

Depending on each case, the documentation to be provided is different.

When you sign up for one of the plans, we will analyze your case and contact you to tell you the exact documentation you need to provide.

Payment

What is the price and method of payment?

You can see the prices we offer in our pricing section.

Payments must be made by debit or credit card.

Our prices are fair and transparent: you only pay for what you need.

Yes, you can request cancellation of the service as long as your personal advisor has NOT started to manage your documentation to initiate the procedure.

The money will be refunded to your card in less than 14 days. See our Commercial Conditions.

Our team

How do I contact the advisor handling my case?

We want to listen to you and know what your doubts are or what you need in relation to our services. You can count on the advice of our experts to clarify all your doubts.

Write to us at [email protected] and we will contact you as soon as possible or, if you prefer, call us.

Do you need more information?

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