Entre Trámites » Pension consultancy » Combination of contribution periods between countries
Totalization of contributions
Combine your contributions from different countries and access your pension smoothly
What is the totalization of contributions?
The totalization of contributions is a process that allows you to bring your contributions to Spain, adding up the contribution periods made in different countries with which there are bilateral or multilateral Social Security agreements. This makes it easier for workers who have developed their careers in more than one country to access benefits such as retirement, disability or survivors’ benefits, taking into account all the years worked abroad.
Agreement countries
- United States
- Mexico
- Argentina
- Colombia
- Venezuela
- Canada
- Morocco
- Philippines
You can consult the complete list of countries with an agreement on the official Social Security website: Bilateral Agreements – Social Security.
Totalization of contributions
Due to retirement-
Submission of the proof of submission of the application.
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Online follow-up
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Personal advisor with unlimited advice.
Documentation required for the application
Valid Spanish ID or NIE
Up to date
According to the official application form
JUAN CARLOS SERNA OSPINA17/10/2025 Información clara .amabilidad en la reunion Grant Hall15/10/2025 We had some real concerns and questions about the higher levels of tax in Spain compared to the US and if our planned move in a year or so was viable. After talking to Louis, he answered all our questions and clarified a lot of other important aspects of such a move. I would definitely recommend using his services and we plan to utilize them more in the future. Helen Zaher15/10/2025 Sara Prickett13/10/2025 Merih Dedeler09/10/2025 I had a very professional and extensive consultation service. Looking forward to work with you. Francisco Rubiño07/10/2025 Rapidos y muy prefesionales. Kayla De Silva07/10/2025 Provides detailed minutes of discussion after the call which is extremely helpful. Nicolas has assisted me greatly in my concerns. HASAN JAVED06/10/2025 Maui Doogles04/10/2025 Within minutes, Louis showed me how I could avoid many thousands in Spanish capital gains taxes on the sale of my home next year by delaying my entry into Spain as a resident until after the first half of the year. He advised me on other tax matters, including the property transaction tax incurred when buying a home in Spain, about 10% of the purchase price. He cautioned me not to rush into buying a home in Spain, but wait until I find the ideal property. He also advised me about banking and investments, and gave me information on the various tax forms I would need to fill out as a resident. Lastly, he gave me advice on currency exchange and sent me the links. It was a busy half hour! But so worth it! I look forward to working with Louis as I continue the process of securing a visa and becoming a resident. Thank you Louis, you're a star!Google rating score: 4.6 of 5, based on 507 reviews
Frequently asked questions
General info
What is the deadline for Social Security to decide on a pension claim?
The Social Security has a maximum of 90 days to decide and notify the granting or refusal of the pension from the date on which the application was submitted.
When does the pension payment start if I apply on time?
If the application is submitted within three months before or after the cessation of employment, the pension is payable from the day after the cessation of employment.
How is the pension calculated in case of totalization?
Two calculations are made: one considering only the Spanish legislation and the other adding up the contribution periods in all the countries involved.
Process
How do we work?
- One of our experts will contact you quickly to start analyzing your case in depth and tell you the best process to follow, step by step.
- You will know which is the necessary documentation you need to provide and you will also be able to contact us to solve any doubts you may have.
- We will start the procedure immediately and inform you of how it is going, always keeping you up to date with any notifications.
What documentation do I need?
Depending on each case, the documentation to be provided is different.
When you sign up for one of the plans, we will analyze your case and contact you to tell you the exact documentation you need to provide.
Payment
What is the price and method of payment?
You can see the prices we offer in our pricing section.
Payments must be made by debit or credit card.
Our prices are fair and transparent: you only pay for what you need.
Can I request a refund of my money?
Yes, you can request cancellation of the service as long as your personal advisor has NOT started to manage your documentation to initiate the procedure.
The money will be refunded to your card in less than 14 days. See our Commercial Conditions.
Our team
How do I contact the advisor handling my case?
Is there another way to contact Entre Trámites?
We want to listen to you and know what your doubts are or what you need in relation to our services. You can count on the advice of our experts to clarify all your doubts.
Write to us at [email protected] and we will contact you as soon as possible or, if you prefer, call us.
